{"componentChunkName":"component---src-templates-post-js","path":"/bank-millennium-udostepnia-raty-w-usludze-blik-place-pozniej/","result":{"data":{"mysqlPost":{"id":"mysql__Post__95571","ID":95571,"post_date":"2026-11-13T05:06:32.000Z","post_modified":"2026-11-13T09:20:53.000Z","lead":"Nowa funkcja pozwala sfinansować zakupy internetowe powyżej 300 zł w 3, 6 lub 12 miesięcznych ratach.","post_content":"<p>Klient może podjąć decyzję o rozłożeniu zakupu na raty już w trakcie zakupów online lub po ich zakończeniu, korzystając z historii transakcji BLIK Płacę Później w aplikacji mobilnej Banku Millennium. Bank udostępnia rozwiązanie stopniowo.</p><h2 style=\"text-align: left;\">Raty w ramach BLIK Płacę Póżniej – nowość od Banku Millennium</h2><p>Opcja ratalna dostępna jest dla klientów korzystających z limitu <a href=\"https://fintek.pl/odroczone-platnosci-od-blika-dostepne-dla-klientow-pko-bp/\">BLIK Płacę Później</a> oraz osób, które zdecydują się aktywować usługę. Koszt finansowania obejmuje oprocentowanie w wysokości 14,5 proc. w skali roku przy zerowej prowizji za udzielenie finansowania. Odsetki są naliczane od dnia zakupu.</p><p>Klient wybiera liczbę rat, zapoznaje się z warunkami finansowymi i harmonogramem spłat, a następnie potwierdza decyzję kodem PIN w aplikacji mobilnej.</p><p>– BLIK Płacę Później od początku łączył wygodę i intuicyjność płatności <a href=\"https://fintek.pl/aktualnosci/blik/\">BLIKIEM</a> z większą elastycznością w planowaniu wydatków, niezależnie od terminu wpływu środków na konto. Dzisiaj idziemy o krok dalej, umożliwiając rozłożenie płatności na miesięczne raty. To użytkownik decyduje o sposobie spłaty, a cały proces odbywa się w jego aplikacji bankowej – mówi Witold Litaszewski, dyrektor departamentu finansowania konsumenckiego w BLIKU.</p><p>Usługa BLIK Płacę Później jest obecnie dostępna w kilku bankach w Polsce – PKO BP, VeloBanku, <a href=\"https://fintek.pl/aktualnosci/millennium/\">Banku Millennium</a> i bankach spółdzielczych SGB. Klienci Millennium mogą jednak jako pierwsi skorzystać z opcji rozłożenia płatności na raty.</p><p>Jakiś czas temu pisaliśmy, że <a href=\"https://fintek.pl/bank-millennium-upraszcza-aktywacje-aplikacji-mobilnej/\">Bank Millennium zmienił proces aktywacji aplikacji mobilnej i otwierania konta</a>. Na początku użytkownik podaje numer telefonu, a system sam rozpoznaje, czy jest już klientem banku i chce tylko uruchomić aplikację, czy dopiero zakłada konto. Dzięki temu nie trzeba samemu wybierać odpowiedniej ścieżki.</p>\n","post_title":"Bank Millennium udostępnia raty w usłudze BLIK Płacę Później","post_excerpt":"Klienci Banku Millennium jako pierwsi na rynku mogą rozłożyć płatność BLIK Płacę Później na raty. Nowa funkcja pozwala sfinansować zakupy internetowe powyżej 300 zł w 3, 6 lub 12 miesięcznych ratach.","post_name":"bank-millennium-udostepnia-raty-w-usludze-blik-place-pozniej","nofollow":0,"postterms":[{"term_id":8,"name":"Najnowsze wiadomości ze świata Fintechu","slug":"aktualnosci","parent_slug":null},{"term_id":10737,"name":"Millennium","slug":"millennium","parent_slug":"aktualnosci"},{"term_id":11292,"name":"BLIK","slug":"blik","parent_slug":"aktualnosci"},{"term_id":11434,"name":"Bankowość","slug":"bankowosc","parent_slug":"aktualnosci"},{"term_id":11478,"name":"BNPL","slug":"bnpl","parent_slug":"aktualnosci"}],"author":{"display_name":"Rafał Tomaszewski","user_nicename":"rafal-tomaszewski","mysqlImage":{"childImageSharp":{"fluid":{"base64":"data:image/webp;base64,UklGRpoAAABXRUJQVlA4II4AAACwBACdASoUABQAPtFcp04oJSOiKAqpABoJQBOgAjZ7gm+qjFmHdCTLrxICOKoAAP6NN+vCgOmxZ406vDMX+cQWeD6gp+tkt+FfD/KC4T/UpV3Hngrs0LDrFQQVaO5wKwzsUShe5TVZsO6jMlTo21sE8B069wMarJ9NtEPN4WtQq2uWwM1AbjIR6dh1AAAA","aspectRatio":1,"src":"/static/7e5fce5fb8dc8720bf045020a5fbcd56/ff02b/rafal-tomaszewski.webp","srcSet":"/static/7e5fce5fb8dc8720bf045020a5fbcd56/8d998/rafal-tomaszewski.webp 25w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/48562/rafal-tomaszewski.webp 50w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/ff02b/rafal-tomaszewski.webp 100w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/1c591/rafal-tomaszewski.webp 150w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/a4d7d/rafal-tomaszewski.webp 200w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/dea5e/rafal-tomaszewski.webp 440w","srcWebp":"/static/7e5fce5fb8dc8720bf045020a5fbcd56/ff02b/rafal-tomaszewski.webp","srcSetWebp":"/static/7e5fce5fb8dc8720bf045020a5fbcd56/8d998/rafal-tomaszewski.webp 25w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/48562/rafal-tomaszewski.webp 50w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/ff02b/rafal-tomaszewski.webp 100w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/1c591/rafal-tomaszewski.webp 150w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/a4d7d/rafal-tomaszewski.webp 200w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/dea5e/rafal-tomaszewski.webp 440w","sizes":"(max-width: 100px) 100vw, 100px"}}}},"postmetas":[{"meta_key":"_yoast_wpseo_primary_category","meta_value":"11434"},{"meta_key":"wpcf-top-kategoria","meta_value":"0"},{"meta_key":"wpcf-wstep","meta_value":"Nowa funkcja pozwala sfinansować zakupy internetowe powyżej 300 zł w 3, 6 lub 12 miesięcznych ratach."},{"meta_key":"wpcf-bez-obrazka","meta_value":"0"},{"meta_key":"_yoast_wpseo_newssitemap-exclude","meta_value":"off"},{"meta_key":"_yoast_wpseo_newssitemap-genre","meta_value":"a:0:{}"},{"meta_key":"_yoast_wpseo_newssitemap-standout","meta_value":"off"},{"meta_key":"_yoast_wpseo_newssitemap-editors-pick","meta_value":"off"},{"meta_key":"_yoast_wpseo_focuskw","meta_value":"Bank Millennium BLIK Płacę Później raty"},{"meta_key":"_yoast_wpseo_title","meta_value":"Bank Millennium udostępnia raty w usłudze BLIK Płacę Później » Fintek.pl"},{"meta_key":"_yoast_wpseo_metadesc","meta_value":"Klienci Banku Millennium jako pierwsi na rynku mogą rozłożyć płatność BLIK Płacę Później na raty. 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