{"componentChunkName":"component---src-templates-post-js","path":"/mastercard-wprowadza-platnosci-kartami-offline-w-europie-od-2027-roku/","result":{"data":{"mysqlPost":{"id":"mysql__Post__95102","ID":95102,"post_date":"2026-10-12T04:07:14.000Z","post_modified":"2026-10-12T08:37:27.000Z","lead":"Mastercard informuje, że podobne rozwiązania zostały już wdrożone w Danii, Szwecji, Estonii i na Łotwie. Teraz czas na kolejne rynki.","post_content":"<p>Nowe zasady będą wdrażane etapami. Od lutego 2027 roku wszystkie nowo wydawane karty Mastercard w Europie będą musiały obsługiwać płatności offline. Z kolei od maja 2027 roku wymóg ten obejmie wszystkie nowe i wymieniane terminale płatnicze.</p><h2 style=\"text-align: left;\">Jak będą działać płatności offline kartami Mastercard?</h2><p>Podczas awarii klienci będą mogli płacić kartą z chipem, potwierdzając transakcję kodem PIN. Rozwiązanie ma działać między innymi w supermarketach, sklepach spożywczych, na stacjach paliw i w aptekach. Płatności offline będą możliwe również w automatach biletowych i urządzeniach sprzedających bilety na przejazdy.</p><p>System wykorzystuje limity wydatków zapisane na chipie karty. Gdy terminal straci połączenie z siecią, będzie mógł zatwierdzić transakcję lokalnie, do limitu ustalonego wcześniej przez bank posiadacza karty (maksymalnie 200 euro). Po przywróceniu połączenia transakcja zostanie przekazana do rozliczenia.</p><p><a href=\"https://fintek.pl/aktualnosci/mastercard/\">Mastercard</a> informuje, że podobne rozwiązania zostały już wdrożone w Danii, Szwecji, Estonii i na Łotwie. Teraz firma przygotowuje ich rozszerzenie na pozostałe rynki europejskie. Przypomina też, że awaria zasilania, która w 2025 roku dotknęła Hiszpanię i Portugalię, sprawiła, że około 55 mln osób nagle straciło możliwość płacenia cyfrowo.</p><p>Na zagrożenia związane z przerwami w działaniu infrastruktury zwracają uwagę również kraje nordyckie. <a href=\"https://fintek.pl/nie-tylko-gotowka-w-przypadku-blackoutu-karty-moga-dzialac-bez-internetu/\">W ubiegłym roku Szwecja i Dania rozpoczęły wspólne prace nad systemami płatności kartą bez dostępu do sieci</a>. Wśród powodów były obawy geopolityczne, w tym ryzyko ataków na infrastrukturę w regionie Morza Bałtyckiego.</p><p><a href=\"https://fintek.pl/ebc-wybral-banki-i-fintechy-ktore-przetestuja-cyfrowe-euro-pilotaz-juz-w-2027-roku/\">Płatności offline uwzględnia także Europejski Bank Centralny w projekcie cyfrowego euro</a>.</p>\n","post_title":"Wszystkie karty Mastercard będą obsługiwać płatności offline. Zmiany już w przyszłym roku","post_excerpt":"Od 2027 roku płatności kartą w Europie mają działać także podczas awarii prądu i sieci. Mastercard wprowadza nowe wymagania dla kart i terminali płatniczych. Dzięki temu klienci będą mogli kupić między innymi żywność, paliwo i leki, nawet gdy terminal straci połączenie z siecią.","post_name":"mastercard-wprowadza-platnosci-kartami-offline-w-europie-od-2027-roku","nofollow":0,"postterms":[{"term_id":8,"name":"Najnowsze wiadomości ze świata Fintechu","slug":"aktualnosci","parent_slug":null},{"term_id":10742,"name":"Mastercard","slug":"mastercard","parent_slug":"aktualnosci"},{"term_id":10768,"name":"Sektor Fintech","slug":"fintech","parent_slug":"aktualnosci"},{"term_id":10829,"name":"Płatności","slug":"platnosci","parent_slug":"aktualnosci"}],"author":{"display_name":"Rafał Tomaszewski","user_nicename":"rafal-tomaszewski","mysqlImage":{"childImageSharp":{"fluid":{"base64":"data:image/webp;base64,UklGRpoAAABXRUJQVlA4II4AAACwBACdASoUABQAPtFcp04oJSOiKAqpABoJQBOgAjZ7gm+qjFmHdCTLrxICOKoAAP6NN+vCgOmxZ406vDMX+cQWeD6gp+tkt+FfD/KC4T/UpV3Hngrs0LDrFQQVaO5wKwzsUShe5TVZsO6jMlTo21sE8B069wMarJ9NtEPN4WtQq2uWwM1AbjIR6dh1AAAA","aspectRatio":1,"src":"/static/7e5fce5fb8dc8720bf045020a5fbcd56/ff02b/rafal-tomaszewski.webp","srcSet":"/static/7e5fce5fb8dc8720bf045020a5fbcd56/8d998/rafal-tomaszewski.webp 25w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/48562/rafal-tomaszewski.webp 50w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/ff02b/rafal-tomaszewski.webp 100w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/1c591/rafal-tomaszewski.webp 150w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/a4d7d/rafal-tomaszewski.webp 200w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/dea5e/rafal-tomaszewski.webp 440w","srcWebp":"/static/7e5fce5fb8dc8720bf045020a5fbcd56/ff02b/rafal-tomaszewski.webp","srcSetWebp":"/static/7e5fce5fb8dc8720bf045020a5fbcd56/8d998/rafal-tomaszewski.webp 25w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/48562/rafal-tomaszewski.webp 50w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/ff02b/rafal-tomaszewski.webp 100w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/1c591/rafal-tomaszewski.webp 150w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/a4d7d/rafal-tomaszewski.webp 200w,\n/static/7e5fce5fb8dc8720bf045020a5fbcd56/dea5e/rafal-tomaszewski.webp 440w","sizes":"(max-width: 100px) 100vw, 100px"}}}},"postmetas":[{"meta_key":"_yoast_wpseo_primary_category","meta_value":"10829"},{"meta_key":"wpcf-top-kategoria","meta_value":"0"},{"meta_key":"wpcf-wstep","meta_value":"Mastercard informuje, że podobne rozwiązania zostały już wdrożone w Danii, Szwecji, Estonii i na Łotwie. 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