{"componentChunkName":"component---src-templates-post-js","path":"/pko-bp-z-oferta-dla-oszczedzajacych-bank-proponuje-nowe-skarbonki/","result":{"data":{"mysqlPost":{"id":"mysql__Post__95058","ID":95058,"post_date":"2026-10-07T10:31:44.000Z","post_modified":"2026-10-07T10:36:18.000Z","lead":"Klienci PKO BP mogą teraz założyć w aplikacji mobilnej nawet 10 Skarbonek - każdą z innym celem, kwotą i terminem.","post_content":"<p>Skarbonkę można zasilać samodzielnie, zleceniem stałym lub za pomocą Autooszczędzania, które odkłada pieniądze przy codziennych płatnościach. Skarbonki są dostępne dla dorosłych klientów oraz dla młodzieży, która ukończyła 13 lat. Klient sam określa, ile chce uzbierać i do kiedy. Może też nadać Skarbonce własną nazwę i wybrać grafikę.</p><h2 style=\"text-align: left;\">PKO BP proponuje nowe Skarbonki</h2><p>Skarbonkę można otworzyć w aplikacji mobilnej <a href=\"https://fintek.pl/aktualnosci/pko-bp/\">PKO BP</a> wchodząc w: Oferta→ Oszczędności → Skarbonki albo Moje produkty → Oszczędzanie → Skarbonki. W dowolnym momencie można też wypłacić część lub całość zgromadzonych pieniędzy, a także zmienić nazwę, kwotę i termin oszczędzania. Otwarcie i prowadzenie oraz przelewy online na własne konto w banku ze Skarbonki są bezpłatne.</p><p>Do 31 stycznia 2027 roku klienci, którzy otworzą swoją pierwszą Skarbonkę, mogą skorzystać z promocyjnego stałego oprocentowania 3 proc. w skali roku dla kwoty do 10 tys. zł przez 6 miesięcy. Po zakończeniu okresu promocyjnego obowiązuje standardowe oprocentowanie Skarbonki, które obecnie wynosi 0,1 proc. w skali roku.</p><p>Skarbonkę można zasilać samodzielnie, zleceniem stałym albo za pomocą Autooszczędzania. Ta funkcja pozwala odkładać niewielkie kwoty przy okazji codziennych zakupów – np. 3 zł od każdej płatności, 10 proc. jej wartości lub kwotę z zaokrąglenia transakcji do pełnych złotych. Te ustawienia można w każdej chwili zmienić lub wyłączyć.</p><p>Skarbonki klientów w wieku 13-18 lat widzą także ich rodzice lub opiekunowie. Mogą oni wpłacać na nie pieniądze i wspierać dzieci w oszczędzaniu na wybrane cele.</p><p>Niedawno pisaliśmy, że <a href=\"https://fintek.pl/w-aplikacji-pko-bp-mozna-juz-kupic-obligacje-skarbowe-nie-posiadajac-konta-w-tym-banku/\">w aplikacji PKO BP można już kupić obligacje skarbowe</a>. Do rozpoczęcia inwestowania wystarczy smartfon i aplikacja mObywatel. Zakup obligacji, otwarcie rachunku rejestrowego i niezbędne formalności można załatwić całkowicie online. Nie trzeba nawet posiadać konta w tym banku.</p>\n","post_title":"PKO BP z ofertą dla oszczędzających. 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